Ripcurl Reef is an underwater level and is very similar to Gusty Glade from Donkey Kong Country 2: Diddy's Kong Quest, as it includes a shifting current that can sweep the Kongs around the area. Dixie Kong and Kiddy Kong must be careful while swimming or else the current could hit them into an enemy. Sometimes the current flow alternates between left and right. Near the end of the level, the current flows in the opposite direction that the Kongs must go in, but they can still bypass it.
Ripcurl Reef features a unique green variant of Lurchins, although they do not behave any differently from normal Lurchins. Like other underwater levels, a cavern is at the end of the level, where the Koin is located. A few regular Lurchins also appear in this area and in a Bonus Level. Other enemies in the level include Kocos and Bazzas. Some Bounty Basses appear in the second Bonus Level.
When the level begins, the Kongs are pushed down the path by the current, floating between several oddly-colored Lurchins. Continuing through the level, the monkeys make a U turn on the coral reef and get pushed to the left by the strong current. After heading north, they pass a few Kocos and travel to the right. At this point, the reef becomes bumpier, so the currents can push the monkeys into the Lurchins around the area more easily. Once they find a pathway leading upwards, the Kongs must take it and swim through the area. They find themselves swimming along a narrow pathway as they continue, starting the head north, where they meet a few schools of the green Bazzas. After passing the barracudas, they find the letter O and be pushed to the east by a strong current. It pulls them around many Kocos, whom they must watch out for, as well as the Star Barrel.
About halfway into the level, the heroes find a wide area below them infested with a school of Bazzas, swimming across the space. If the Kongs manage to pass these foes, they find a narrow passage to continue through. While they slowly hover downwards along the curvy path, another strong current push them around. Trying not to bump into the Lurchins in the perimeter of the area, they soon find the letter N below a school of Bazzas. Moving between two of the Bazzas, the apes must make their way over to a different pathway, where they find a fork in the road. If they swim upwards just a little bit, the current pushes them to the left, keeping them away from the other path. Continuing upwards, they dodge some Kocos and Lurchins through the now steady water. At the top of the area, Dixie Kong and Kiddy Kong suddenly are pushed by a strong current to the west. They must try to maneuver around some of the Lurchins around the area while uncontrollably heading through the path, until they begin to move upwards. At that point, the apes need to continue by going to the east. However, a strong current pushes them backwards in the pathway, so they need to swim as hard as possible. Slowly by surely, they make it through the current and head into a cave. Inside, they find the surface of the water, as well as a flagpole. Raising its flag ends the level.
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